Floods cause household water damage. However, even an accidental discharge of water can have similar short-term and long-term effects on a building’s structure. Knowing what to do after a flood is crucial, but you won’t just need these skills in the event of a natural disaster. Water damage companies can help with indoor plumbing and water heater problems if you don’t have any experience.
Water damage is more common than most people think. However, if you need accidental water damage insurance payments, it matters if the problem occurred gradually or instantly. If a pipe in the house bursts open, then the resultant water damage is certainly considered to be immediate. You can get coverage for it.
However, if you had a household leak that’s been slowly causing water damage for years at home, insurance companies typically will not cover any of it. The broken pipe might cause more problems than the leak, but not always. It’s possible that even a small leak could contribute to a massive amount of household damage over time.
If water is damaging your home, stopping the flow of that water is critical. Even getting help to fix that damage might be tricky.
Water is an essential part of our daily lives. Unfortunately, it can be destructive and devastating. Water damage can destroy homes and other prized possessions inside. In addition, water damage can cause health complications because it results in mold growth. As a result, you should protect your home from water damage by hiring water damage restoration companies.
Also, you should know that water damage doesn’t necessarily happen in extreme weather conditions like floods or hurricanes. Water damage can be gradual, silent, and caused by leaks in your plumbing or a broken sprinkler. Water from leaks can accumulate anywhere in your home without your knowledge. To prevent water damage, you should regularly inspect your home. These preventative measures are easy, so you should be able to do them periodically and protect your home from water damage.
If you find severe water damage, you might be wondering, do homeowners insurance cover water damage? Homeowners insurance typically should cover water damage. To be sure whether insurance companies in your area cover water damage, you can search online ‘do insurance companies cover water damage’ and add your area at the end of the search. This review will dive into what can cause home water damage and the preventative measures.
Types of Water Damage
Nobody wants to have to deal with water damage. But the fact of the matter is, water damage is responsible for 23% of all domestic property damage in the U.S., and can cost you an average of $4,925 to clean up. Yikes! Don’t get caught unprepared. Here are some things that can cause water damage in your home.
A basement flood – Whether a window broke or a washer overflowed, a basement flood can bring serious water damage. By waterproofing your basement and sealing your floors, you can prevent the buildup of additional mold, and help protect your house’s foundation. If you do have a basement flood, make sure that you pump all the water out as quickly as possible. This may require the help of a professional. (And NEVER enter a basement where the water level reaches or exceeds active outlets.)
Storm damage – Sometimes heavy rain can mean heavy water damage. Making sure all your windows and doors are closed and secured during a storm will ensure that no water warps your hardwood or soaks into any books or carpets. If you do get water on any of these things, drying them in 24-48 hours is imperative to prevent mold, according to the EPA.
Drainage problems – If your yard is improperly draining water, the result could be hydraulic buildup of water in your basement floors. This could result in a flood. Make sure you consult with your local landscaping companies on how to properly maintain your lawn and garden to prevent unwanted water buildup and water damage.
Water damage may cause short-term and long-term problems to your home. Perhaps a pipe burst and caused a flood. Maybe a hurricane passed through the area and damaged the property. It’s important to act quickly and find someone to repair the damage as soon as possible.
Consider using a company that offers a floor drying service if you have a small plumbing issue or a small leak. These companies generally specialize in treating interior water damage in areas such as the basement.
Heavy rain as a result of a natural disaster can cause major water damage to your property. You’ll need to contact a company that specializes in residential water damage restoration. The professionals will treat the property and prevent your home’s foundation from being ruined.
Perhaps you’re concerned that your insurance will not cover the repair costs. It’s important to look over your policy and learn about situations where your water damage claim can be denied. For example, drainage issues are common water damage exclusion.
In most cases, you’ll be responsible for any water damage repair costs throughout your home unless a natural disaster happens. You can save money by developing a water damage mitigation plan.
There are simple things you can do to prevent water damage, but the best thing to do is act fast. If you’ve got water in the house, get it out! And if you don’t yet, look into ways you can waterproof your home.
